Payday loans California | Bad Credit OK | Quick

If you are looking for payday loan, salary loan, small dollar loan, short term or cash advance loan in California you are in the right place. We try to cover total California area so that our topic name is payday loans California. You can apply for a loan from your home. You do not need to go to payday store.

In this article I cover my experience in taking payday loan, how it works, what is the interest rate, basic feature, which payday loans is best in California, states regulation etc. If you are lived in California whatever Sacramento, Los Angeles, San Francisco or Riverside this article is help full for you.

Payday loans California traditional payday store and online payday network


What is a Payday Loan?


Whatever by its name payday loan, salary loan or cash advances this loan is basically short term, high interest rates, loan amount generally 1000 to 300 and finally borrowers pay the loan amount when he/she get salary check. You can get payday loan in manual (payday store) or online basis. Today I discuss my online payday network.

My Always trusted payday loan Network Bad Credit Loans


My always trusted payday loans network is badcreditloans.com. They help people to getting loan since 1998. As I said their process is simple so you can get your fund quickly. Badcreditloans.com is not a lender they are connect you to lenders. In traditional loan you must need a good credit score on the other hand Badcreditloans.com you don’t need any credit score.

bad credit loans logo in California


Badcreditloans.com offer a free service basically connect borrowers and lenders. They have a large number of lenders so you when you request for loan you will get it as soon as possible. Apply here for get you payday loan.

Am I Qualified? 


What are the qualifications for getting payday loans in California are listed down here


If you don’t have perfect credit score, you are still qualifying for getting loan. Basic requirements are.

Number (1) you must be 18 years old.
Number (2) you must have proof of citizenship, SSN (social security number), legal residency.
Number (3) you must have a regular income source.
Number (4) provides your home or workplace telephone number.
Number (5) must have a valid email address.

How to apply for loan step by step


Very simple processes just follow it

How to apply for a payday loan in California, step by step process


Number (1) Go to badcreditloans.com. Clicks get started.

Number (2) second step fills your loan amount, your contact information, employment information and bank information

Number (3) third step enter your banks routing number and your bank Account Number.

Number (4) finally read privacy policy, terms and condition and e-consent document and submit your full information

Number (5) if you are successfully connected badcreditloans.com lenders network; lenders network will verify your information as soon as possible.

Number (6) after reviewing your information by lender; they will offer loan on the basis of your information.

Number (7) it’s your duty, review all information which is provided by lenders. You will not force to accept any loan offer.

Number (8) after reviewing all lenders offers rate you can accept any of them. Agree the terms of your selected lenders by e-signature.

Number (9) once you add e-signature to the lenders contract they will transfer money to your bank account via direct deposit. Within next business day your fund will be available.

Number (10) last point is repayment, as per your contract schedule you will repay the lender.


What are the benefits of my payday network?


Zero approval cost. BadCreditLoans.com does not charge fees from you. Making account, connect lender, application processing are free. Another point is that. You can get large amount of loan. Basically 300 to 5000 USD loan offer by badcreditloans.com. Again when you apply for a payday loan; you just connect with the lender in a few minute.

Summary of how to application of payday loan in online.


It’s a very simple process you just provide expected loan amount, your personal information (Email, phone, address), Employment Information (income source, how you get paid, monthly gross income), Identity and Bank information (driving license or state id, social security number, bank account type), Deposit information (ABA/Routing Number, Account Number), provide your next payday and finally submit your application. Your request sends it to loan processing section.

Summary Your Loan Processing


When you submit your loan amount, personal information, employment information, bank information and deposit information then your network connect lender with you. If you are successfully connected with lender after that lender will quickly verify your information.

As per your information lender will review your loan request and offer you a fresh loan.

Here is the big deal. Dear friend please take time before accept loan offer. You should review full loan offer beside that you are not obligated to accepted lender offer. You have the right to refuse lender offer.

Again if you like lender terms and condition, just click on agree button (e-signature).

After confirmation of lenders contract, they will transfer loan fund to your account. Fund will available in your account within next business day.

Payday loan interest rate


Different states have different state laws for payday loan. On average, in California the maximum interest rate for payday loan is 15% and maximum loan amount is 300 US dollar. All the lenders in California either store or online must have licensed so a borrowers can check or verify lender’s license in Department of Business Oversight.

Bottom line


It is difficult to find a best payday loan store in California. But if you search payday loan in online you can get huge number of lenders. From them you can select one or more lenders for you targeted loan. Hope you like our article Payday loans California.

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