If you are looking for
payday loan, salary loan, small dollar loan, short term or cash advance loan in
California you are in the right place. We try to cover total California area so
that our topic name is payday loans California. You can apply for a loan
from your home. You do not need to go to payday store.
In this article I cover
my experience in taking payday loan, how it works, what is the interest rate,
basic feature, which payday loans is best in California, states regulation etc.
If you are lived in California whatever Sacramento, Los Angeles, San Francisco
or Riverside this article is help full for you.
What is a Payday Loan?
Whatever by its name
payday loan, salary loan or cash advances this loan is basically short term,
high interest rates, loan amount generally 1000 to 300 and finally borrowers
pay the loan amount when he/she get salary check. You can get payday loan in
manual (payday store) or online basis. Today I discuss my online payday
network.
My Always trusted payday loan Network Bad Credit Loans
My always trusted payday loans network is
badcreditloans.com. They help people to getting loan since 1998. As I said
their process is simple so you can get your fund quickly. Badcreditloans.com is
not a lender they are connect you to lenders. In traditional loan you must need
a good credit score on the other hand Badcreditloans.com you don’t need any
credit score.
Badcreditloans.com offer a free
service basically connect borrowers and lenders. They
have a large number of lenders so you when you request for loan you will get it
as soon as possible. Apply here for get you payday loan.
Am I Qualified?
If you don’t have perfect credit
score, you are still qualifying for getting loan. Basic requirements are.
Number (1) you must be 18 years old.
Number (2) you must have proof of
citizenship, SSN (social security number), legal residency.
Number (3) you must have a regular
income source.
Number (4) provides your home or
workplace telephone number.
Number (5) must have a valid email
address.
How to apply for loan step by step
Very simple processes just follow it
Number (1) Go to badcreditloans.com.
Clicks get started.
Number (2) second step fills your
loan amount, your contact information, employment information and bank
information
Number (3) third step enter your
banks routing number and your bank Account Number.
Number (4) finally read privacy
policy, terms and condition and e-consent document and submit your full
information
Number (5) if you are successfully
connected badcreditloans.com lenders network; lenders network will verify your
information as soon as possible.
Number (6) after reviewing your
information by lender; they will offer loan on the basis of your information.
Number (7) it’s your duty, review
all information which is provided by lenders. You will not force to accept any
loan offer.
Number (8) after reviewing all
lenders offers rate you can accept any of them. Agree the terms of your
selected lenders by e-signature.
Number (9) once you add e-signature
to the lenders contract they will transfer money to your bank account via
direct deposit. Within next business day your fund will be available.
Number (10) last point is repayment,
as per your contract schedule you will repay the lender.
What are the benefits of my payday network?
Zero approval cost. BadCreditLoans.com
does not charge fees from you. Making account, connect lender, application
processing are free. Another point is that. You can get large amount of loan. Basically
300 to 5000 USD loan offer by badcreditloans.com. Again when you apply for a
payday loan; you just connect with the lender in a few minute.
Summary of how to application of payday loan in online.
It’s a very simple
process you just provide expected loan amount, your personal information
(Email, phone, address), Employment Information (income source,
how you get paid, monthly gross income), Identity and Bank information (driving
license or state id, social security number, bank account type), Deposit information (ABA/Routing Number, Account Number), provide your next payday and finally submit
your application. Your request sends it to loan processing section.
Summary Your Loan Processing
When you submit your
loan amount, personal information, employment information, bank information and
deposit information then your network connect lender with you. If you are
successfully connected with lender after that lender will quickly verify your
information.
As per your information
lender will review your loan request and offer you a fresh loan.
Here is the big deal.
Dear friend please take time before accept loan offer. You should review full
loan offer beside that you are not obligated to accepted lender offer. You have
the right to refuse lender offer.
Again if you like lender
terms and condition, just click on agree button (e-signature).
After confirmation of
lenders contract, they will transfer loan fund to your account. Fund will
available in your account within next business day.
Payday loan interest rate
Different states have different
state laws for payday loan. On average, in California the maximum interest rate
for payday loan is 15% and maximum loan amount is 300 US dollar. All the
lenders in California either store or online must have licensed so a borrowers can check or verify lender’s license in Department
of Business Oversight.
Bottom line
It is difficult to find a best
payday loan store in California. But if you search payday loan in online you
can get huge number of lenders. From them you can select one or more lenders
for you targeted loan. Hope you like our article Payday
loans California.
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